Allvista Solutions is dedicated to helping families and individuals getting back on track financially. We offer budgeting, financial, and housing counseling. We also provide educational seminars to the public on home buying and credit issues. Our counseling services can be accessed over the internet, by phone, or in-person. The following services are provided.

Debt Management Plan - The Debt Management Program (DMP) is an alternative to personal bankruptcy and a solution for people who are over-extended with debt. Counselors negotiate with clients and creditors to establish and accept an alternative payment plan. Clients pay a certain amount into the deposit account based on their indebtedness. Funds are then disbursed from the account on a fair and equitable basis to all the client's unsecured creditors. As the months pass, problems are eliminated and solvency is restored to the client.

EDUCATION PROGRAMS

Allvista Solutions is committed to providing quality educational programs and materials to consumers. Listed below are the courses and materials that make up the Financial Literacy Program.

Money Smart Education Series - Ten courses available to groups at no charge. Courses can be taken individually or as a series. Certificates are issued upon completion of each course. Each course is two hours in duration. The program consists of the following sessions:

Bank on It
Borrowing Basics
Check it Out
Money Matters
Pay Yourself First
Keep It Safe
To Your Credit
Charge It Right
Loan to Own
Your Own Home

Understanding Credit Reports - Shows consumers how to read a credit report, how it affects purchasing power, and how to resolve inaccuracies. Certificates are issued upon completion. Class duration ranges from half-an-hour to two-hours.

Pre-Purchase Home Buyers Education - Allvista Solutions is Certified by the U.S. Department of Housing & Urban Development to provide comprehensive housing counseling services. These courses are an integral part of Allvista's housing and education services. The duration of the course is six to eight hours. Certificates for First Time Home Buyer's programs are issued upon completion of this free course.

Dimes to Dollars - A coloring book designed by the agency for pre-k and elementary school students. This fun and educational booklet acquaints children with money matters and contains math skill exercises.