Credit When Credit Is Due is a nationally
standardized credit education program designed to
help individuals gain a basic understanding of money
issues and their responsibilities revolving around
the world of credit. Topics such as auto loans, credit
cards, home buying, how to deal with delinquency,
and bankruptcy are covered in the course.
CCCS offers a plethora
of debt management and credit counseling programs,
to fulfill all your
credit needs. For a complete list of these programs,
click the link below.
Consumer
Credit Counseling Service of West Florida
Inc. is
dedicated to helping families and individuals
getting back on track financially. We offer
budgeting, financial, and housing counseling.
We also provide educational seminars to
the public on home buying and credit issues.
Our counseling services can be accessed
over the internet, by phone, or in-person.
The following services are provided.
Debt Management Plan - The Debt Management
Program (DMP) is an alternative to personal
bankruptcy and a solution for people who
are over-extended with debt. Counselors
negotiate with clients and creditors to
establish and accept an alternative payment
plan. Clients pay a certain amount into
the deposit account based on their indebtedness.
Funds are then disbursed from the account
on a fair and equitable basis to all the
client's unsecured creditors. As the months
pass, problems are eliminated and solvency
is restored to the client.
