Bankruptcy
Counseling ::

Consumer Credit Counseling Service of West Florida is a non profit 501 C3 organization that are approved to provide pre-filing credit counseling and pre-discharge education classes, which are both required under the new bankruptcy law.

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Debt Management Program :

One of our principle programs, here at CCCS, is the debt management program. Click the link below to see what we have to offer.

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Programs ::

Allvista Solutions is dedicated to helping families and individuals getting back on track financially. We offer budgeting, financial, and housing counseling.

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CONSUMER PUBLICATIONS

Below are links to various press releases and financial information sheets. Please use these freely as you wish.


Money Management Information

Money Management Tips

Ways to Cut Expenses

Ways to Increase Income

How to Evaluate Financial Health

Financial Danger Signals

Making Your Savings Grow

Using the Envelope Method to Accommodate Periodic Expenses

Common Money Management Problems

Determine your Debt to Income Ratio

How Interest effects the life of your debts

 

Information on Credit, Credit Reports, and Credit Laws

 

Credit Fraud

Rule of 78 for Pre-computed Interest Loans

Myths and Facts about Credit

Credit Report Info

Establishing Credit

Public Record - Duration of information on Credit Report

Fair Debt Collection Practices Act

 

Housing Information

Buying a House

When Should You Refinance Your Home

Fair Housing Act

The Real Estate Settlement Procedures Act (RESPA)

Truth In Lending Act

Equal Credit Opportunity Act

 

 

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