Credit When Credit Is Due ::

Credit When Credit Is Due is a nationally standardized credit education program designed to help individuals gain a basic understanding of money issues and their responsibilities revolving around the world of credit. Topics such as auto loans, credit cards, home buying, how to deal with delinquency, and bankruptcy are covered in the course.

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Additional Programs ::

CCCS offers a plethora of debt management and credit counseling programs, to fulfill all your credit needs. For a complete list of these programs, click the link below.

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Pre-Purchase Home Buyer's Program ::

CCCS is Certified by the U.S. Department of Housing & Urban Development to provide comprehensive housing counseling services.

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Disclosure
Bankruptcy Education

Consumer Credit Counseling Service of West Florida, Inc. has over 31 years of experience educating consumers and clients about money and credit. This agency is a member of the National Foundation for Credit Counseling (NFCC). The NFCC has high standards for quality credit counseling and financial education, and this agency complies with those standards. In addition, this agency is accredited by Council on Accreditation (COA), an independent third-party organization that reviews and monitors entities that provide social services. We are a non-profit agency. We are organized and operate in accordance with Section 501(c) (3) of the Internal Revenue Code. We do not pay or receive fees or other considerations for referrals of debtor students to our agency. A certified consumer credit counselor or teacher will be conducting or supervising the Money in Motion classes. Our instructors have completed the certification program offered by the NFCC or have a state issued teaching certificate. For online students, please email any questions you have regarding Money in Motion to info@cccswfl.org. You will receive a response to your questions within 24 business hours.
We will ask you to voluntarily fill out basic demographic information. We will not disclose any such information that you provide orally or in writing to anyone, except as authorized by you in writing or as required by law. We may compile data in aggregate form; however, your information will not be disclosed in any manner that would personally identify you.
To help cover the cost of providing this program to you, this agency charges a fee of $ 35.00. In limited circumstances you may be eligible to have this fee waived. We will not deny service due to an inability to pay.
At the conclusion of Money in Motion, you will be provided with a certificate that you will need if you are filing for bankruptcy. You will need to provide us with your bankruptcy case number for this certificate
If you are dissatisfied with the service provided by our agency you can utilize the Compliant Resolution Process. You agree to hold Consumer Credit Counseling Service of West Florida, Inc., its employees, and volunteers harmless from any claim, suit, and action resulting from this service. Nothing herein shall apply to actions or claims under the provisions of the United State Bankruptcy code, 11 U.S.C. Sec. 101 et seq.

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