Please
call 800.343.3317 for your Student ID and
Password.
On April 20, 2005, President
Bush signed into law, S.256 the Bankruptcy
Reform bill. The law went into effect on
October 17, 2005. The provisions in the
new law provide consumers in bankruptcy
with the skills and tools needed to avoid
future financial problems. This will be
accomplished through the required pre-filing
credit counseling and pre-discharge education
Consumer Credit Counseling Service of West
Florida Inc. is a non profit 501 C3 organization
that is *approved to
provide pre-filing credit counseling and
pre-discharge education classes, which are
both required under the new bankruptcy law.
Consumer Credit Counseling Services of West
Florida is approved to provide bankruptcy
counseling in the following states: Texas,
Oklahoma, Arkansas, Louisiana, Mississippi,
Alabama, Georgia, South Carolina and
Florida.
CCCSWFL has serviced thousands of consumers
for
over
30 years
with certified
and confidential
debt consolidation, credit counseling and
financial education. Our certified counselors
have worked with many consumers that are
in the same situation as you and are ready
to help! If you are considering filing bankruptcy
or currently in the process and require our
pre-filing credit counseling certificate,
our counselors can provide the required
counseling needed to satisfy this requirement
of the new bankruptcy law. CCCS
can also provide you with the required pre-discharge
education course needed once you have filed
for bankruptcy.
*Approved
to issue certificates in compliance with
Bankruptcy Code. Approval does not endorse
or assure the quality of the Agency's services.
EOUST regulations do not apply to residents
of NC or AL.
A typical
bankruptcy counseling session includes
the following:
- Your options
for getting out of debt;
- Your personal
budget;
- Various
types of bankruptcy;
- Voluntary
vs. involuntary;
- Who can file;
- Which debts can be forgiven;
- Filing a petition;
- The role of an attorney;
- The role of the U.S. Trustee;
- Automatic stay;
- Credit after bankruptcy;
- Developing an action plan;
- And much, much more!
Please
call
800.343.3317
for
your
Student
ID
and
Password.
Click
on one of the two links below for additional
information.
Useful
Links
Bankruptcy
Frequently Asked Questions
Electronic Disclosure
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