Bankruptcy
Counseling ::

Consumer Credit Counseling Service of West Florida is a non profit 501 C3 organization that are approved to provide pre-filing credit counseling and pre-discharge education classes, which are both required under the new bankruptcy law.

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Online Registration ::

The first step is to provide your counselor with some basic information about your current financial status and biographical information

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Our Staff ::

Want to know who our well trained staff is? Click the link below to see who works hard behind the scenes for you.

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Publications ::

CCCS has a ton of readily available information, free for you to download. Click the link below to be taken to our publications page.

 

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Debt Management from Negotiations to Repayment

At Consumer Credit Counseling Service, that means we can provide you with the best program options to eliminate your debt and restore your credit in the entire industry. Our certified counselors are experienced professionals and we care about our clients needs. You will find no other agency that can better serve you.

                                           

OUR MISSION

CCCS is a nonprofit organization offering debt management and educational programs helping financially distressed families and individuals effectively manage their finances. It is our mission to provide sound consumer education on the wise use of credit, preventive and rehabilitative financial counseling, and debt reduction services.

STANDARDS OF EXCELLENCE

  • A non-profit, 501© 3, organization. Meets all applicable requirements. 

  • Independent volunteer governing Board of Directors 

  • Maintains a permanent business location for face-to-face counseling 

  • Provides financial counseling, comprehensive Housing counseling, and education to all clients regardless of age, race, color, creed, religion, sex, marital status, employment, veteran or disability or financial status. 

  • Annual audit conducted by an independent Certified Public Accountant 

  • All services must be provided within a reasonable amount of time from inquiry and at times convenient to the public 

  • Agency provides services by a Certified Counselor in- person, online, and by telephone  

  • Must be accredited by a National Foundation for Credit Counseling approved independent third party agency 

  • Counselors must be certified by an organization acceptable to the agency and within 12 months of hire  

  • Agency provides counseling and education services regardless of ability to pay  

  • Agency is committed to offering the best quality service. 

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